Working Financial Plan
Working Financial Plan
If you are working and looking for financial advice to help you plan your future, a Working Financial Plan (WFP) could transform how you view your future.
You must be more than 5 years away from retiring, have over £40,000 in savings, pensions and investments or be able to save over £400 per month to be eligible. If this plan is not suitable for you, please consider our Personal Investment Portfolio or Retirement and Pension advice services.
Book a free expert consultation today
Call on 0800 422 08 83 or click below to book a 15 minute callback. We will discuss your goals and arrange a free 45 minute online consultation:
What our customers say...
I hit 50 and realised I didn't have a plan. How much do I need? Should I invest in property or pension or what? This plan has given me a laser-like focus on what I need to do over the next 15 years and its a huge relief.
Why do you need financial advice?
According to JP Morgan research, the average investor only achieved 8.7% average annual return on their investments over the last 10 years, when "the market*" achieved 16.6%. This means the average investor missed out on significant returns:
What does the financial plan look at?
The financial advice within the plan will assess the pros and cons, to reach a recommendation that covers these issues:
- Your goals and circumstances
- How much do you need to save, invest and have in a pension?
- By when?
- When do you want to work less? Or not at all?
- What do you want to do with your time and money in the future?
The plan will then work back to see how these goals can be met, looking at:
- Research of 16,000 investment funds, pensions and platforms using Defaqto
- Pension consolidation and switching
- ISA
- General Investment Accounts
- Protecting capital
- Tax allowances and planning
What’s included?
- 3 advice meetings
- A detailed advice recommendation
- Thorough market research pack
- A comprehensive suitability report
What happens after you present the plan?
If you choose to, we can offer a full implementation service which includes:
- Opening the required accounts
- Purchase of the recommended investments
- Annual review and rebalancing of investments
Book a free consultation worth £175now:
- 15 minute initial phone call, followed by:
- 45 minute video call
Book a free expert consultation today
Call on 0800 422 08 83 or click below to book a 15 minute callback. We will discuss your goals and arrange a free 45 minute online consultation:
Accreditations
Matthew Tumbridge (MTFA) is an adviser with Julian Harris Financial Consultants, authorised & regulated by the Financial Conduct Authority. FCA Nos. 153566. Statement of Professional Standing is from London Institute of Banking and Finance:
Why use an Independent Financial Advisor?
An Independent Financial Adviser is not tied to any one product or investment provider, so can work with each client to establish their personal financial needs and secure the right outcome for their circumstances.
Whereas tied or restricted ‘advisers’ can only sell you the products and companies they are linked to (or possibly refer you on to another independent adviser if their products are not appropriate).
Take action today, to secure your financial future, and everything that is dependant on that.
Book a free expert consultation today
Call on 0800 422 08 83 or click below to book a 15 minute callback. We will discuss your goals and arrange a free 45 minute online consultation:
Get In Touch
If you think you may need financial advice, drop us a line and we will call or email you back as soon as we can.